Sunday, December 4, 2011

Blog Reflection

Blog Reflection

            I believe my Blogging purpose falls under documenting one’s life and also providing commentary and opinions.  I blog about what myself as a mother has to face and accomplish in the economy today. I have experience raising my children and I think other women can relate to my topics that I blog about.  I blog about what is important to me in my life. After going back to college later in life I feel other women can relate to my blogs.  I blog based on personal experience and I give my point of view towards the topic I chose. I blog about women topics that have my interest that I want to learn more about.

            I believe if I were to blog again I would have the same purpose for my blog. I would blog to document situations in my life and to be commentary and give my opinion.  I like to be informative and give my opinion on topics that I have interests in.  I find it easy to blog about past experiences because you have already experienced them and can give input on how you might have done it different or how you have learned from the experience.

            I believe I have found my blogs just as beneficial as the individuals in the essays because my blogs have knowledge and give straight to the point facts and answers about situations that are important to me and other women that can relate to the topics about women in today’s world.

Wednesday, November 23, 2011

Types of Partnerships

Types of Partnerships

“ There are basically two types of partnerships: general partnerships, which consist of general partners who share the management of the entity, and are personally responsible for the partnership’s obligations and each other’s actions: and limited partnerships, which consist of two classes of partners: general partners who run the business, and limited partners who are essentially investors”.

If a business is going to be owned by two or more owners, the simplest business form to create and operate is general partnership. The partnership agreement should be written up and signed by all partners to avoid problems later. The flexibility of a partnership helps the business to operate that best fits the needs of the partners. When the partner contributes capital to a partnership, the partner receives an ownership interest in all of the partnership. A partner interest is a capital asset that can be bought or sold without permission of the other partner and that can increase or decrease in value over time. A partner of two or more individuals may require the effort of all the partners to succeed, especially in the early life of the business.  If one partner withdraws or dies, the existence of the partnership may be threatened. To protect the partnership, you should consider setting up buy/sell agreements and “key man” life insurance policies on the partner. This agreement specifies how the value of the partner’s interest will be determined if the partner wants to leave the partnership.


Sunday, November 20, 2011

Starting up your business

Starting up your business



Most business owners understand that a traditional loan is one way to fund a business startup. A cash loan is one source that provides credit. Through exchanging something for a source of value for a promise to pay it back. The other type of credit you may be eligible for is vendor credit. I have a friend that just started her own business and she uses this source.  Vendor credit allows anything that is shipped to you with the terms of net thirty days or more allows you to add and collect your markup, a markup is your gross profit, before you have to pay the vendor.  This is not as good as a long term loan, which allows time for you to establish yourself first. If you make carful purchases, you may be able to turn inventory quickly and pay for it after you have a sold it to your customers.  Having a business that only takes special orders to be shipped directly will allow you to collect your sale and send the purchase portion off to your vendor.  It is a good idea to check all the recourses available before choosing which will be best for your business.

Sunday, November 13, 2011

Mistakes first time Entrepreneurs make

Mistakes first time Entrepreneurs make
            Becoming an Entrepreneur takes a lot of dedication, research, planning, and budgeting.  First time entrepreneurs often make mistakes, here are some I have learned through Entrepreneurship classes I have taken. With planning the right steps and avoiding common mistakes can help your business grow and develop into a strong structured business.
1.    Don’t focus on one single idea:  Exploring new and different ideas and options to see which will work the best for your business.
2.    Not having a clear idea:  Write a business plan, set both short and long term goals.

3.    Lacking experience:   Before trying to start up a business it’s important to have experience, a business degree, and work experience is a great start.
4.    Not having enough capital:  May cause your business to use up all its capital before the business can earn enough profit.
5.    Choosing the wrong business structure:  There are different structures to choose from, sole proprietorship, s-corp, or limited liability Company’s. Choosing which one can be confusing and buy making the wrong choice can put your business at risk.
Starting your own business can be rewarding, exciting, and fun.  I believe if you put your mind into it you can become a successful Entrepreneur.

           

Sunday, November 6, 2011

I- Search Ideas

“My three top topics"
         The first topic I choose is Entrepreneurship; I would like to learn how to effectively run my own restaurant. I would enjoy working for myself instead of working for someone else. I am pursuing a degree in Business Management.  I want to learn the correct steps to take to make my dream a reality. I have learned the first step is to have a business plan to help organize and develop goals to accomplish. Second you need a business proposal for the bank that you are trying to get financed through. I would also like to know how to keep, maintain, and run an effective restaurant.
            My second topic I would like to learn more about is working moms.  I am one and I understand how difficult it can be.  I would like to learn how to balance work, family life, be less stressed, and enjoy working.  I would also like to know if women are underpaid vs. Men.  The top jobs women like to do and how to earn a better job as a single mom.
            The third topic I choose is back to school moms.  I also chose to go back to school as a mom.  I would like to know if there are other grants, scholarships that women with children can earn. The top degrees women prefer, and the amount of money women can make with a degree.

Sunday, October 30, 2011

Becoming an Entrepreneurial Mom

Becoming an Entrepreneurial Mom

            Raising children is demanding enough for most women alone.  Starting a business and being successful at it along with raising children is even harder in today’s economy.  My ultimate goal is to become an Entrepreneurial mom by owning and running my own business.  I have taken a lot of steps to make this goal a reality for myself one day.  Even though you don’t need a degree to run a business, I am taking the steps to earn one.  I believe having a degree will help your business tremendously.  I have learned that most business will show if they succeed or fail within the first two years. I will receive an associate’s degree in business management in the summer of 2012.  Then I plan on earning a bachelors’ degree through Delta College’s 3 in 1 program and that transfers to Northwood University.

            Working for other businesses has also helped me learn and prepare for becoming my own entrepreneur.  Being self sufficient and learning to take charge of the situation by guiding and helping others on being successful with their job.  I believe having a business plan on steps to follow will help you become a successful entrepreneur mom.  I find this web site helpful with planning and making goals.  


Having a business plan allows you to set goals, identify company problems, distribute resources, identify threats to your business, determine your strengths, and identify the weakness of your company.  This is the first start to becoming an entrepreneur mom and gets your business started. Having a well drafted business proposal will help when it’s time to present your proposal to the bank for loans to open your business.

Sunday, October 23, 2011

"Mom's Holiday Stress"

“Mom’s Holiday stress”

            The Christmas season is approaching soon.  There is so much to do and prepare for that mothers work is never done.  With the holiday season stress can become over whelming.  There is no better time to start planning then now.  I find it less stressful to start a lay-away plan a few months in advance.  K-mart has a great plan.  With as little as five dollars down and make payments over the next few months. You can get all your shopping done with paying what you can afford without paying out of pocket all at once. You can even make payments on line which I find convenient. If k-mart is not your ideal store there are other stores with law-away plans that can fit any budget. Sears, JC penny, Toys-r-us, Wal-Mart, and Meijer’s just to name a few.


            Sometimes you don’t have any idea what to buy someone on your shopping list.  I find it convenient to buy gift cards, because they can purchase what they want.  Money can be tight around the holiday season.  A single mom’s income does not stretch that far and can barely pay the bills. There are programs that can help with food, clothes, and toys for low income families. Toys for tots, food banks, and local churches help out families.  http://www.toysfortots.org/

            If you plan ahead and use helpful resources you can take a lot of the stress out of the holiday season that is approaching.  I find using a plan and starting early saves our family money and we avoid all the last minute shopping.  


Sunday, October 16, 2011

Mothers work is never done!

Mothers work is never done!

            Mom’s today have busy work schedules.  Long days and long nights taking care of house work and their children.  Always busy with taking the kids to their soccer games, football, baseball, and dance resettles.  No time is ever wasted with cooking, cleaning, and running errands.  Even the dog is fed. Moms meet every ones needs before their own.  When is it moms turn to pamper themselves?  We neglect that we need time to ourselves.  There are a few ways I find relaxing and enjoy to do when I am over worked and stressed.

            I like to take time out for myself by getting a good book, run a hot bubbly bath and soak, read, and relax.  It relieves my stressful day and puts me in a relaxed mood.  I like to take long walks with headphones on listening to soothing music.  This gives me serenity.  Or just relaxing by our pond always puts me in a good mood.  The sounds of the water are tranquil and peaceful to your ears. You can also find many good ideas on pampering yourself and taking away some of the stress from those long over worked days. http://www.parenting.com/gallery/easy-ways-to-pamper-yourself   This website has over thirty easy ways to pamper yourself even if you only have fifteen minutes to spare.

            Most moms do not take time to relax or unwind.  Over time this will wear you down and you will feel over worked and stressed.  There is a website that can help recognize the signs of burnout.  Some signs are depression, lack of energy, lack of desire, and inability to relax.  http://www.davidsonstaffing.com/articles/career-burnout.aspx  Learning to distinguish normal stress from the deeper issues that lead to career burnouts is important in order to effectively deal with the problem.

Sunday, October 9, 2011

Back to school mom's

Back to school Mom’s

            It’s hard to juggle school and also being a full time mom.  Working and taking care of yours family is a full time job as it is.  With today’s economy mom’s need to better prepare themselves with an education and degrees. There are alternative choices to earning a degree or expand the degree you already have.  There are on line classes that you can choose from.  This would be extremely helpful with working mom’s because it allows you to take the classes on the convenience of your own time.  I found these helpful sites to help you choose which online class is right for you. There are over 4000 degree programs in all subject areas from all over the world, offered entirely over the internet.  http://www.degrees-online.com/

            With today’s hard economic times money is also tight for families and single moms.  I found these helpful sites to help moms with grants to help them go back to school.  Are you a hardworking mother looking to take the next step in your education or your career?  If so, you may qualify for a $10,000 college scholarship.  This program is a small private fund, serving parents and working families throughout the United States.  They have been helping moms like me compare accredited study programs and go back to school since 2006.  http://www.scholarships4moms.net/

            You could also apply for FAFSA federal student aid to help pay the expensive costs for returning to college.  This helps me a great deal with paying my college expenses.    http://www.fafsa.ed.gov/


Freedom Writers

Freedom Writers

            I think Erin Gruwell is a great teacher and inspirer. The techniques she used and the books that she chooses. Such as Shakespeare novel or the Diary of Ann frank. I think that brought value to her student through her method of teaching. Most students cared more about survival than Shakespeare. She had faith in her children and was a positive role model for them.  “Mrs. G” as the students called her, Helped her students put there feeling and emotions in there diaries. The students wrote them anonymously, calling the book “Freedom Writers”. That book won an Ann frank award. The students grades went from D’s and E’s to A’s and Bs’. The greatest gift Mrs. G gives her students is a second chance. Some students were the first to graduate in their family. Mrs. G first wanted to be a lawyer; but after looking at her students, she wanted to teach students that were less fortunate than others. Some students did the Michel Jacksons moon walk as they turned their papers in.  The students sang cambia’s songs. Mrs. G taught over 150 students most were below the 25th percentile. I think that the toast to change was a great start for the students to show their true feeling and start to open up. Students learned to put down their fists and could relate to their writing for the first time in their lives. Mrs. G and the students sent there book out like a “message in a bottle” as she called it. “The little book that could” now became a number one seller in America. This sent all 150 kids to college, some took as long as six years and some ten years to graduate college but they did it. I believe the effort from Mrs. G help them succeed.  

Sunday, October 2, 2011

Mom's on the go

“Mom’s on the go”

In today’s busy world everyone is on the go. To busy and don’t have much time to cook. People want thing today to be fast, convenient, and easy.  Everything from meals to cook that the whole family will love and at the same time saves money. When it comes to planning meals I want them to meet those requirements and also taste great. I like meals that you can make fast and the whole family will love.  You can find a lot of great ideas at Campbell’s kitchen t here are hundreds of menu items to choose from.  You can also make a meal planner guild to  help plan healthier meals  without losing the great taste.


            I like to find meals the kids will love to eat and can make fast and easy, or with a little help from mom. Disney family fun has everything your children will love.  From food they can make themselves. Also there are great craft ideas the whole family will love.  If you’re planning a party for the fall there are a lot of great ideas and with Halloween approaching there are a lot of fun ideas for costumes and Halloween fun.
http://familyfun.go.com/recipes/cooking-with-kids/

Friday, September 23, 2011

Working Mom's

 There are a lot of mom's in today's world that  are working mom's,  managing their children and juggling a job to support their family.  Job's are hard to come by in today's economy, without the education or experience needed to do the job. There is help out there for working mom's. Here are a few links for working mom's.
http://www.workingmomsonly.com/
http://parenting.blogs.nytimes.com/2010/01/13/the-logistics-of-full-time-work-and-children/

They give good advice for working mom's on the move with there day to day struggles and family life.
Parenting blogs from the New York time on the logistics of a full time work and raising children in today's world. Also there are helpful ideas on expanding your education and getting the dream job that you are looking for.
http://back2schoolmoms.com/
I found this advise very helpful when I wanted to go back to college and try to earn my degree in Business Management. Mom's are not alone out there but it is nice to know that there are programs out there to help you with family life and juggling a full time job and school in today's world.
Sometimes mom's lack in parenting time with there children, they need us to and they can not be forgoten, just to say we love them and show suport helps them understand that they are need to.
Here is a link for helping with family time.
http://www.familytimeplanner.com/

The feeling of becoming a first time mom

Becoming a first time mom, for me it was a mid December morning. I was big and round like a beach ball some would have said. I was nine months pregnant for my first child, I was still a child myself. I wasn't  quite eighteen yet, it was about two weeks before my eighteenth birthday, so my mother had to come to the hospital to sign papers because I was under age. I was in labor for over twenty hours, took all the la maze classes and was ready to have this baby any day now. The pain started and was unbearable but I knew it was time to deliver the baby. they contractions kept coming closer and closer. I just wanted it all to end. but had to do as my doctor asked of me and to push hard and long to get the baby to start coming out. Here comes the head he said.  It took over forty five minutes to push her out.  but it was done a beautiful baby girl was born on this December's day. For first time mom's it's hard to understand the feeling you have when you see your child being born and a new life begins for both of you.  There are lots of steps to take to becoming a great mom.  there is lots of programs and advice out there if you wish to seek some advice for first time mom's I have contained a few helpful links.
http://first-time-mom-baby.blogspot.com/
http://www.lamaze.org/ExpectantParents/OtherTipsandResources/ChoosingaChildbirthEducationClass/tabid/129/Default.aspx

New's for Mom's

Thursday, September 8, 2011

Mom's in today's world

Being a mother in today's world is harder then ever before, more mom's are working and raising there kids, home schooling their kids, doing the job of two parents, and feeling the depression that we are in. Money is tighter and can not stretch as far as it use too.  Job's are not as easy to find or to hold on to. Some find it easier to home school their kids to save money on tuition. Working mom's have less time to spend with their children, how can this be changed? Mom's need to keep in mind children have feeling too. Kid's these day's need our guidance and support, simple as giving them a hug and tell them good job when the accomplished something that is important to them. Mom's need to pull together and come up with a plan that they can try to accomplish on a day to day basis with their kids. This plan can be composed with chores that need to be done, homework, after school hobbies, and their goals to be set for the future. Mom's also should strive to make goals that they want to accomplish now or in the future. remember us mom's need to stick together and try to build a better future for our children and ourselves.
This is a link that I think is helpful for Entrepreneurial mom's, it contains helpfull advice, and support from other mom entrepreneurs, helps with your budget by giving money saving tips. for work at home moms, Health, balance, parenting, quick reciepies for busy moms, beauty, fashion,shopping, and helpful resources.
  http://executivembaprograms.org/100-best-blogs-for-entrepreneurial-minded-moms/